xDeposit represents a revolutionary path to purchase the off the plan property, through a structure that allows our customers to BUY NOW PAY LATER for their off the plan property. And it is FREE.

xDeposit will pay the deposit for you today to exchange the sale contract and give you the flexibility to repay it later through monthly payment schedule (up to 24 months*).

Again, it is FREE.

*Depends on the project

You will need to pay 20% before the sale contract for the Property exchanges for the first repayment, and then you pay equal amount monthly for the subsequent repayments within the terms agreed in the Agreement with xDeposit.

As long as you repay the full amount within the terms agreed with xDeposit, there is no other costs.

No. The arrangements provided by xDeposit do not constitute a credit product under the National Credit Consumer Protection Act 2009 (Cth).

While xDeposit will not conduct credit check, xDeposit have developed consumer policies based on that you might see from credit providers.

If you do find yourself in financial hardship, please get in touch with us early, we are here to help you, and we want to ensure you are in the best position to become a homeowner.

A default fee applies for each repayment that is not made on time.

If you are in default for more than 90 days, you may lose all repayments you have made, and the deposit for the Property is forfeited to the vendor.